Construction risk intelligence before exposure becomes loss.
Separate eligibility, integrity and project conditions so the right evidence drives the right operational action.
Stop treating every risk signal as the same kind of risk.
A compliance failure can make a contractor ineligible without implying fraud. An integrity concern can matter even when paperwork is current. Project risk can change after onboarding.
Can they participate?
License, qualifier, standing and required policy conditions.
What deserves scrutiny?
Evidence-backed patterns relevant to nonperformance, diversion or serious loss.
What changed?
Milestones, payments, permits, evidence and project-state deterioration.
The current method surfaced an actionable pre-outcome signal in 20 of 22 selected residential adverse cases in the blinded retrospective Utah benchmark. Median warning lead among residential hits was 28.5 days.
Retrospective benchmark only. This does not establish prospective commercial performance, avoided claims, avoided litigation or guaranteed savings. The next validation standard is a prospective design-partner pilot.For warranty providers, structural warranty teams, construction lenders and adjacent risk organizations.